{"id":1494,"date":"2025-09-15T08:34:56","date_gmt":"2025-09-15T08:34:56","guid":{"rendered":"https:\/\/upcomingprop.com\/blog\/?p=1494"},"modified":"2025-09-15T08:34:58","modified_gmt":"2025-09-15T08:34:58","slug":"unico-housing-finance-raises-%e2%82%b9120-crore-to-expand-affordable-lending-across-india","status":"publish","type":"post","link":"https:\/\/upcomingprop.com\/blog\/unico-housing-finance-raises-%e2%82%b9120-crore-to-expand-affordable-lending-across-india\/","title":{"rendered":"Unico Housing Finance Raises \u20b9120 Crore to Expand Affordable Lending Across India"},"content":{"rendered":"\n<p>Chennai-based&nbsp;Unico Housing Finance&nbsp;has secured&nbsp;\u20b9120 crore&nbsp;in a recent funding round led by&nbsp;Anicut Capital&nbsp;and&nbsp;UC Impower. The investment is aimed at accelerating the company\u2019s expansion into Tier 2 and Tier 3 cities and strengthening its affordable housing finance offerings nationwide.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Key Highlights of the Funding Round<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Investors:\u00a0Anicut Capital and UC Impower<\/li>\n\n\n\n<li>Amount Raised:\u00a0\u20b9120 crore<\/li>\n\n\n\n<li>Net Worth Post-Funding:\u00a0Over \u20b9210 crore<\/li>\n\n\n\n<li>Target Markets:\u00a0Tier 2 and Tier 3 cities across India<\/li>\n\n\n\n<li>Focus Segment:\u00a0Self-employed and middle-income borrowers<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Unico\u2019s Rapid Growth Journey<\/h2>\n\n\n\n<p>Since its inception in&nbsp;December 2023, Unico Housing Finance has demonstrated impressive growth:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Branch Network:\u00a086 branches established in just 18 months<\/li>\n\n\n\n<li>Assets Under Management (AUM):\u00a0\u20b9500 crore<\/li>\n\n\n\n<li>Geographic Presence:\u00a0Active across 7 states<\/li>\n\n\n\n<li>Product Portfolio:\u00a0Includes home construction loans, purchase loans, home improvement loans, and loans against property<\/li>\n\n\n\n<li>Average Ticket Size:\u00a0\u20b913\u201315 lakh<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What Makes Unico Stand Out?<\/h2>\n\n\n\n<p>Unico has positioned itself as a&nbsp;new-age housing finance company&nbsp;that combines deep regional insights with disciplined risk management. This approach allows the company to serve segments often overlooked by traditional lenders.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Investor Perspectives<\/h3>\n\n\n\n<p>Dhruv Kapoor, Partner at Anicut Capital, emphasized Unico\u2019s unique approach:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cLegacy institutions often fall short in serving this segment with agility and empathy. Unico is positioned as a new-age lender that can unlock real impact while delivering sustainable returns.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p>Mona Kachhwaha, Co-Founder of UC Impower, echoed this sentiment:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cOur investment reflects our conviction in India\u2019s affordable housing story and in Unico\u2019s ability to scale impact and returns. We\u2019re excited to support their mission to expand access for low-income families long excluded by traditional lenders.\u201d<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">The Broader Market Context<\/h2>\n\n\n\n<p>India\u2019s&nbsp;affordable housing finance market&nbsp;is projected to exceed&nbsp;$100 billion&nbsp;over the next decade. This growth is driven by:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Rising urbanization<\/li>\n\n\n\n<li>Supportive government policies<\/li>\n\n\n\n<li>Increasing demand for first-time home ownership<\/li>\n\n\n\n<li>Growing focus on financial inclusion<\/li>\n<\/ul>\n\n\n\n<p>Unico\u2019s expansion comes at a pivotal time, as more Indians in smaller cities and towns seek accessible and empathetic lending solutions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Looking Ahead<\/h2>\n\n\n\n<p>With this funding, Unico aims to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Deepen its presence in underserved markets<\/li>\n\n\n\n<li>Broaden its affordable housing loan portfolio<\/li>\n\n\n\n<li>Enhance its technological capabilities for better customer service<\/li>\n\n\n\n<li>Continue its mission of enabling homeownership for middle and low-income families<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">About Unico Housing Finance<\/h3>\n\n\n\n<p>Unico Housing Finance is one of India\u2019s fastest-growing housing finance companies, dedicated to providing affordable home loan solutions to self-employed and salaried individuals in semi-urban and rural markets. With a strong branch network and customer-centric approach, Unico is poised to play a significant role in India\u2019s affordable housing landscape.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chennai-based&nbsp;Unico Housing Finance&nbsp;has secured&nbsp;\u20b9120 crore&nbsp;in a recent funding round led by&nbsp;Anicut Capital&nbsp;and&nbsp;UC Impower. The investment is aimed at accelerating the company\u2019s expansion into Tier 2 and Tier 3 cities and strengthening its affordable housing finance offerings nationwide. Key Highlights of the Funding Round Unico\u2019s Rapid Growth Journey Since its inception in&nbsp;December 2023, Unico Housing Finance&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1495,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1494","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/upcomingprop.com\/blog\/wp-json\/wp\/v2\/posts\/1494","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/upcomingprop.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/upcomingprop.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/upcomingprop.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/upcomingprop.com\/blog\/wp-json\/wp\/v2\/comments?post=1494"}],"version-history":[{"count":1,"href":"https:\/\/upcomingprop.com\/blog\/wp-json\/wp\/v2\/posts\/1494\/revisions"}],"predecessor-version":[{"id":1496,"href":"https:\/\/upcomingprop.com\/blog\/wp-json\/wp\/v2\/posts\/1494\/revisions\/1496"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/upcomingprop.com\/blog\/wp-json\/wp\/v2\/media\/1495"}],"wp:attachment":[{"href":"https:\/\/upcomingprop.com\/blog\/wp-json\/wp\/v2\/media?parent=1494"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/upcomingprop.com\/blog\/wp-json\/wp\/v2\/categories?post=1494"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/upcomingprop.com\/blog\/wp-json\/wp\/v2\/tags?post=1494"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}